Your Credit


Building a good record
What laws apply?
Credit histories for women
Maintaining credit records
Negative information
Old information



   Important Resources

   Oregon Real Estate Agency
   Disclosure Pamphlet


   Glossary

Maintaining Complete and Accurate Credit Records

Mistakes on your credit record can cloud your credit future. Your credit rating is important. Be sure that credit-bureau records are complete and accurate. In Oregon, you are entitled to your credit report once a year to ensure its accuracy.

The Fair Credit Reporting Act says that you must be told what's in your credit file and have any errors corrected.

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