Homebuyer Education

Homebuying A to Z
Homebuying A-Z is an 8-hour informational and educational workshop outlining in detail the home buying preparation and purchasing process. Attendees will learn how to prepare their overall financial situation for purchasing a residence within today’s real estate market. In addition, attendees will get a clear picture on what the purchasing process entails from start to finish. This workshop provides various professionals who have certified and defined experiences in today’s homebuying processes and market to help educate students on what to expect in each aspect of purchasing a home. Please see website opendoorcc.net for the complete schedule and to register.

Pathways Home: Homebuyer Education Class (2 parts)
Are you interested in learning the steps to becoming homeownership-ready? The Native American Youth and Family Center’s Pathways Home: Homebuyer Education class takes you through each step of the home buying process, including goal-setting, saving, working with a lender, REALTOR®, home inspector and title company. The workshop uses current, culturally specific information and exercises from Pathways Home: A Native Homeownership Guide. NAYA Family Center is a Housing and Urban Development (HUD) Approved Housing Counseling Agency. Pathways Home is a FREE 8-hour workshop held one Saturday each month. The workshop is facilitated by NAYA Family Center Homeownership Program staff and volunteer lenders, REALTORS®, and home inspectors. Lunch and materials are provided. To register, contact Loretta Kelly at 503-288-8177 x 223 or lorettak@nayapdx.org. NOTE: It is strongly recommended that people register for a Homeownership Program Orientation before registering for the Pathways Home.

AAAH Homebuyer Education Class
To help individuals understand the homebuying process, roles & responsibilities of homebuyer professionals and the understanding and importance of credit and savings. We also cover predatory lending and ways to prevent foreclosures. Pre-registration required. Visit website: http://www.aaah.org/services-homebuyer_edclass.html for more information, future dates and registration forms.

HomeBuying 101
An interactive 8-hour class where industry professionals teach what you need to know about the home buying process. You will learn about different home loans, property types, and much more. Industry teachers include a lender, a REALTOR®, a home inspector and a title officer. Pre-registration is required and classes usually fill up 1-2weeks in advance. Class also offered online. For additional information please visit PHC's website at www.portlandhousingcenter.org. The listed fee is a one-time fee for new clients, not a per-class fee.

Foreclosure/Loss Mitigation Counseling
The primary purpose in offering this course is to provide one-on-one counseling to victims of foreclosure. Our service provides advocacy with the homeowner's lender/servicer and the homeowner to determine the best option to save the home, referrals to social service and employment agencies as needed, as well as referrals to legal services. We also help the homeowner identify areas within their budget to save money that will help them through their current situation. If it is necessary to pull credit report, a $20 fee will be required.

Hacienda CDC - Mortgage Default Intervention Works
For Homeowners at risk of foreclosure, at any stage in the foreclosure process. Experienced bilingual staff will help you understand the options when you and your family are facing hardships. This informative workshop is the first step for all homeowners seeking counseling services and is open and available to all who wish to attend. Participants will learn about the foreclosure process, key players and roles, important timelines, basic overview of options, how to avoid scams, and how to get started working with a housing counselor. PLEASE NOTE: Hacienda's Homeownership Support Program has moved, the new office is located at 2717 NE Broadway St.

Financial Fitness Classes
This 4-part series gives you the money management skills and tools you need to get ready to purchase your first home. Topics covered include budgeting your money, building your savings, and improving your credit. Pre-registration is required. The listed fee is a one-time fee for new clients, not a per-class fee. Please visit www.portlandhousingcenter.org for more information.

Hacienda CDC - The ABCs of Home Buying
For homeowners at risk of foreclosure, at any stage in the foreclosure process. Experienced, bilingual staff will help you understand the options when you and your family are facing hardships. This informative workshop is the first step for all homeowners seeking counseling services and is open and available to all who wish to attend. Participants learn about the foreclosure process, key players and roles, important timelines, basic overview of options, how to avoid scams, and how to get started working with a housing counselor. Pre-registration is required. Website: www.haciendacdc.org/programs/homeownership/home-buying

Homebuying 101 - Washington County
An interactive 8-hour class where industry professionals teach what you need to know about the home buying process. You will learn about different home loans, property types, and much more. Industry teachers include a lender, a REALTOR®, a home inspector and a title officer. Pre-registration is required and classes usually fill up 1-2weeks in advance. Class also offered online. For additional information please visit PHC's website at www.portlandhousingcenter.org. The listed fee is a one-time fee for new clients, not a per-class fee.