A closing date is specified in your sales contract. Keep in mind that the transaction can close before this date if the title, escrow and loan arrangements are all in place, and if both buyer and seller agree to close earlier than originally estimated. If it appears it will not be possible to close before the agreed-to date, confer with your broker about the need to formally extend the date through additional negotiation with the seller. In any case, make sure the closing occurs before your interest rate lock expires.

Typically, you will sign all necessary documents at the offices of the title company, or at another location determined prior to the final document preparation. You can coordinate these details either directly with the escrow officer or with the assistance of your REALTOR®.

Be prepared to bring a cashier’s check to your signing appointment to pay for closing costs. A title company representative will inform you of this amount.

Fair Housing Council of Oregon
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